Complementary policy period begins in private health insurance

The complementary policy model is rapidly becoming widespread in the private health insurance sector. These policies, which cover the difference fees of SSI patients in private hospitals, attract attention with their affordable prices.

What is Supplementary Insurance?

Supplementary health insurance covers the difference in fees paid by the patient out of pocket for health services within the scope of SSI. In this way:

• Examination difference in private hospitals
• Pharmaceutical co-payments
• Surgery and treatment difference fees
• Diagnosis and examination expenses

Items such as these are covered under the policy.

Market Size

In 2025, the number of complementary health insurance policies reached 4.2 million. The industry expects this figure to increase to 6 million by the end of 2026.

Price Advantage

Compared to fully comprehensive private health insurance, complementary policies are 60-70% more affordable. The average annual premium varies between 3,500-7,000 TL.

Things to Consider

When choosing a policy, hospital network width, waiting times and coverage limits should be taken into consideration. Special evaluation can be made for people with a history of chronic diseases.