Lloyd's market 2026 global insurance trends report

Lloyd's of London has published its annual global insurance trends report. Climate change, digitalization and new risk categories are prominent themes in the report.

Report Highlights

Climate Risk

• Global climate-related insurance losses exceeded $150 billion in 2025
• Demand for parametric insurance products increased by 45%
• Carbon credit insurance is shaping up as a new branch

Digitalization

• Global InsurTech investments reached 15 billion dollars
• AI-supported underwriting is becoming widespread
• Blockchain-based reinsurance platforms are growing

New Risk Categories

• Cyber risk premiums increased by 30%
• Pandemic risk insurance was launched as a new product
• Space insurance market continues to grow

Türkiye Evaluation

In the report, Türkiye is described as one of the countries with the most dynamic sector among emerging markets. Innovations in the fields of earthquake insurance and agricultural insurance are especially praised.